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Selected research from leading health care experts whose findings have a direct bearing on public policies effecting medical progress. Research is chosen based on its quality and relevance by the Medical Progress Today editorial staff.

Selected Research

Health Savings Accounts: Early Estimates Of National Take-Up
Ruth Taylor, Stephen T. Parente, Ph.D., Roger Feldman, Jon B. Christianson, Jean Abraham, Health Affairs, 12-1-05

With Health Savings Accounts (HSAs) growing in popularity, and the Bush Administration committed to encouraging broader HSA use, Feldman and his colleagues have offered an analysis of HSA uptake and several scenarios under which the program could be expanded.

The 2003 Medicare Prescription Drug, Improvement, and Modernization Act (MMA) approved tax-advantaged health savings accounts (HSAs) for certain high-deductible health insurance plans. We predict that MMA could lead to approximately 3.2 million HSA contracts among Americans ages 1964 who are not students, not enrolled in public health insurance plans, and not eligible for group coverage as a dependent. We simulate the effect of several additional tax subsidies for HSAs. We predict that the Bush administration's refundable tax-credit proposal would double HSA take-up and reduce the number of uninsured people by 2.9 million, at an annual cost of $8.1 billion.


Project FDA.
  
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