|Leading policy-makers and scholars explain how market forces, deregulation, and consumer choice can work to improve health care for all Americans.||
What Federal Workers Are Doing Today that You Can't
If you want to see a prototype for consumer driven health care, there is one place that would probably be last on your list: the federal government.
However, the reality is that the Federal Employees Health Benefits Program allows millions of federal employees the power to choose their own insurance plans from a cornucopia of options. Federal employees in the FEHBP have options that few of their fellow citizens have: they can pick from a wide range of health plans (PPOs, HMOs, and Health Savings Accounts), a wide range of benefits packages, deductibles, coinsurance, etc.
Plus, during the open enrollment period (from November 8 through December 13, 2004) enrollees can do something very few Americans can do without quitting their jobs: they can fire their insurer and hire another.
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