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Leading policy-makers and scholars explain how market forces, deregulation, and consumer choice can work to improve health care for all Americans.

Commentary

What Federal Workers Are Doing Today that You Can't
Robert E. Moffit, Ph.D., Heritage Foundation, 11-8-04

If you want to see a prototype for consumer driven health care, there is one place that would probably be last on your list: the federal government.

However, the reality is that the Federal Employees Health Benefits Program allows millions of federal employees the power to choose their own insurance plans from a cornucopia of options. Federal employees in the FEHBP have options that few of their fellow citizens have: they can pick from a wide range of health plans (PPOs, HMOs, and Health Savings Accounts), a wide range of benefits packages, deductibles, coinsurance, etc.

Plus, during the open enrollment period (from November 8 through December 13, 2004) enrollees can do something very few Americans can do without quitting their jobs: they can fire their insurer and hire another.



Project FDA.
  
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