|Leading policy-makers and scholars explain how market forces, deregulation, and consumer choice can work to improve health care for all Americans.||
Employer Sponsored, Personal, and Portable Health Insurance
Goodman explores current models for creating individually owned and portable health insurance policies, and calls on Congress to clarify tax issues that may be slowing the creation of more such portable policies.
Personal and portable health insurance is an idea whose time has come. The advantages to employees are obvious. There are also advantages to employers. With defined-benefit contributions, employers could get out of the health insurance business and specialize instead on those activities where they have a comparative advantage. Employers could compete for labor based on the work skills of potential hires, unburdened by worries about undisclosed, costly illnesses. People could seek employment based on their talents and job opportunities, rather than on the basis of health insurance benefits.
|home spotlight commentary research events news about contact links archives|